Many thanks for coming here to get more information on the Mortgage Processor+ career opportunity.  As Razor Mortgage continues to expand we are looking to add a position with the following general responsibilities and experience:

Responsibilities:

• Able to take a complete 1003 via phone from prospective mortgage borrowers
• During processing of file verify all information as needed based on findings received from banks including automated underwriting systems.  These verifications include electronic, telephone and written verifications
• Must be able to manage multiple files, tasks and responsibilities
• Liaison with 3rd parties including Realtors, Insurance Agents, Underwriters, Account Executives, Loan Officers, Title Companies and Lawyers in order to assure that all are kept fully apprised of the file status and assuring that the file will meet its proposed closing deadline
• Assure that all files are free of fraud using various compliance checks and have an unwavering aversion to tolerance of any fraud no matter how "small"
• Assure that the files are locked and if not make sure that the client and loan officer are aware
• Set up loan with title company/closing agent/lawyer in order to assure that all title work is ordered, received and clear of any issues in order to get the file to closing
• When following up with all of the persons involved in the transaction keep extensive electronic notes to assure that at all times the file can be opened by anyone (inside or out of the office) and know exactly where the file stands
• Set up files for closing and make sure that the proper compensation is received by the Company
• As an FHA & VA lender must have ability to learn about these products
  
  

The person who is offered this position must be flexible and do whatever it takes in order to assist the company in furthering its growth.  Some of these tasks include:answering phones as needed, assist administratively, and be generally flexible.  This is a GROWTH position with cross training in all facets of the loan origination and mortgage business REQUIRED.

You must be a detail oriented person with the ability to use our loan origination software (Encompass)-similar to Point.  You should also have experience with automated underwriting systems including Fannie Mae DO and Freddie Mac Loan Prospector.  The ability to properly enter a file into the system and have the ability to refer to lender guidelines so that you assure that the loan is being placed appropriately and fits the guidelines BEFORE submission is a must. When reviewing documents submitted assure that they meet the findings and submission of all files in an "almost complete" or "complete" state.  Excellent written communication and verbal skills are required.  Must have accurate typing skills with the ability to use Word, Excel, Outlook, and various on line lender tools including qualification engines, underwriting and file submissions.

The biggest key to success in this position requires that the person hired understand the loan process extremely well and spot problems or omissions as quickly as possible to assure customer satisfaction.

Experience:

In order to apply for this job you should have at least one year of loan processing experience an have worked in an environment where your responsibilities included many of the above items.  We are willing to train on those items that you are not familiar with and to assist you in growing with us.  You must however have already been in processing or mortgage origination for at least one year.

To Apply:

To apply for this opening please submit the following in an email (no calls or faxes please) to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it :

• Copy of Resume as an attachment in word, pdf or word-perfect format, your resume should have your work history with company name, address etc. 
• Subject Line should read: LP Job 2008
• In the email body please advise of your salary history for the various jobs listed on your resume (you will be asked to provide proof at the interview via either current paystubs or W-2's for the last two years)
•  Further please state your salary requested in the body of the email (do not leave this out, it is a requirement to submit your resume)
  
  

I look forward to hearing from you....







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Razor Mortgage LLC